Qiwi is an electronic payment system where you can register a personal wallet, make various money transfers, and pay for purchases and services online. It was founded back in 2006 and has become one of the most popular throughout Russia today.

Register at Qiwi.com

Qiwi is an electronic payment system where you can register a personal wallet, make various money transfers, pay for purchases and services online. It was founded back in 2006 and has become one of the most popular systems across Russia today.

System Advantages

• Convenient and intuitive interface. Even a beginner can understand how to use the service within a few minutes.
• Reliable security system. The resource offers several ways to protect your account. Users can choose the most optimal one.
• No commission for popular transactions. There is no fee for paying for goods and services, as well as for topping up.
• Convenient methods for depositing funds. Members can replenish their balance in many different ways.
• SMS payments. Users can perform transactions using SMS messages, even without a GPRS connection.
• Support for innovative technologies. The MDS feature – a barcode in the phone.
• Excellent support. Users can set up notifications for all transactions via SMS messages.

Disadvantages

• A commission of 4% for cash withdrawals.
• Issues with setting up GPRS.
• Limited options for withdrawing funds.

Registration in the System

Before registering, users must familiarize themselves with the agreement, after which they should perform the following actions:

• Install the JAVA application "Qiwi Wallet" on your device.
• Select the necessary option, confirming agreement with the system rules.
• Enter the mobile phone number in the opened field, which will subsequently serve as the login for each service entry.
• The system will generate a password, which the user must keep in a safe place (it can be changed).
• Devise a PIN code, which the user will use to launch the system (you can use numbers from 0 to 9).
• After completing the necessary actions, the system registers the user. They receive an account and account number.
• To start using the system's services, it is necessary to top up the virtual account and download the provider's configuration.
• As soon as the person makes an advance payment, they are considered a full member of the system and can use any of its services.

Security

The payment system is distinguished by an excellent security system, but for maximum protection, do not forget about several rules:

• Strong password. Be sure to come up with a long password. It can be simple but should consist of a large number of characters. Use a phrase you invent or a combined set of symbols. Most wallets are hacked through simple brute force. The longer the password, the harder it is to crack.
• Linking to an email address. Current information is constantly sent to the wallet owner's email. If someone makes an unauthorized entry, a notification about the new IP address will be sent to the email. Also, if your wallet is blocked, you can unblock it via email.
• Keep your wallet information in a safe place. Do not trust your friends or acquaintances with your operations. Conduct transactions personally. If attackers manage to hack your loved ones' device, they will gain all the information.
• Do not trust dubious resources. Minimize or completely eliminate the installation of additional software from unverified sites. Beware of fake schemes offering to make money on your wallet. The system will personally notify you about all promotions and innovations via an email sent to your address.

Qiwi Cards

Thanks to the integration of Qiwi and VISA, users have received a number of additional features.

A virtual card helps to make purchases in online stores that do not directly work with the system. It functions just like regular bank cards. Provides additional protection against fraudulent attacks by requiring an additional password for each transaction.

If you need to withdraw cash at an ATM, users can use Qiwi-plastic. This is a plastic card linked to the electronic wallet.

Top Up

The system provides several top-up options:

• Cash.
• Bank cards.
• Online.
• Transfer systems.

Most users prefer topping up using bank cards. This is the simplest and most economical method, as the commission for topping up is 0% in most cases.

Withdrawing Funds

It is most advantageous to use Qiwi-plastic. It significantly simplifies the process and there is no commission for the service.

Withdrawing to plastic cards of other banks is subject to a commission of 1.6% of the amount.

The money transfer system is an excellent way to withdraw funds. Financial institutions such as "ProCredit Bank", "Terabank", "NBC Bank", "LibertyBank" conduct such transactions without commission. When cooperating with other organizations, a commission of 1% to 2.6% will be charged.

Withdrawing funds can be done through mobile phone payments, but this is not the most profitable method:

• Megafon – 8.5%.
• MTS – 9.9%.
• Beeline – 8.95%.
• Tele2 – 9.9%.

Reviews

Most reviews of the payment system are positive. Users like the service for its reliability, efficiency, and understandable interface. However, on the internet, you can also find negative reviews, complaining about the blocking of electronic wallets. To be fair, it should be noted that people usually violate the system rules, which they become acquainted with upon registration, for which they are penalized. Work honestly and the service will be most favorable to you.

Register at Qiwi.com