HYIPs or high-yield investment projects are the main topic of our blog monitoring. Newcomers eager to embark on their journey into the world of online earning often have numerous questions about HYIPs: «how do they work?», «what risks are associated with investing in HYIPs?», «can you make money with HYIPs?», «how to invest your money in them?» and so on.

In this context, it is important to understand that investing in HYIPs is directly related to high risks, so it is necessary to have sufficient information and experience to make informed decisions.

In this article, we will address the most frequently asked questions by newcomers about HYIPs and attempt to provide information that can help you make an informed choice when deciding whether to invest in such projects or not.

Introduction

This article consists of frequently asked questions regarding HYIPs. In some questions, the answers are not fully disclosed, but there are links that, when clicked, will provide more detailed information on the topic. Enjoy your reading! If you have any questions, feel free to ask in the comments.

Questions and Answers

1. What is a HYIP project?

HYIP (High Yield Investment Program) / HYIP project / investment project is a website that offers everyone the opportunity to invest a deposit with interest and multiply their capital. Such websites operate on the principle of a financial pyramid.

2. Can you make money in HYIP projects?

Definitely yes! But it's important to note that investments in such projects are associated with high risks, so it's essential to allocate your funds wisely. Unfortunately, it's not always possible to understand the transparency of the administration's intentions, which effectively controls your funds after you make a deposit. At any moment, the influx of money into the project may end, or the administration may decide to close it, taking the entire bank with them.

3. How long will a particular project operate?

Even the project administration may not always answer this question. Many factors can influence this, but it's impossible to predict the lifespan of a HYIP with certainty.

4. How to invest money in HYIPs? Which payment system or cryptocurrency to choose? How to fund a payment system or cryptocurrency?

The very first thing you need to do when entering the HYIP industry is to create electronic wallets for payment systems or cryptocurrencies.

Popular payment systems at the moment include: ePayCore and Perfect Money (which has practically lost its popularity and application).

Popular cryptocurrencies used in HYIPs include: Tether, TRON, Dogecoin, Bitcoin, Ethereum, and Binance Coin (BNB). The list may actually be longer, but we've highlighted the most commonly used ones.

To start investing using electronic payment systems or cryptocurrencies, you need to exchange cash through a bank card or terminal for electronic funds. You can do this using monitoring exchangers like BestChange, KursExpert, BitcoinmarketGlobal, or directly through a payment system if such an option is available. Cryptocurrency can also be purchased on cryptocurrency exchanges.

5. I want to make a deposit. What guarantees do I have that I won't lose my money?

In reality, there are no guarantees. To put it bluntly, that's how it is. Remember that all investments are associated with risks.

6. What is a HYIP monitoring?

HYIP monitoring is a website that allows users to track a project's status, receive various technical and analytical information, have the opportunity to order a referral commission (refback) from the project, and provides protection for their partners against losses.

Our blog-monitoring, RichMonkey.biz, serves this purpose. Join us! It will be interesting!

7. What does the term «scam» mean? What does project closure mean? How can I get my money back after a scam?

Scam (from English «scam» - fraud) is a term used when a HYIP project ceases its operation, does not pay promised interest, and does not return deposits.

Directly closing the project means that payments of earnings or the return of your deposit will not happen. Your money is irretrievably lost, but if you were a partner and the project has insurance, you can expect compensation for your losses.

In short, the answer to the question «how to get your money back after a scam?» is «you can't». Occasionally, a project may stop paying large sums but continue to pay smaller amounts selectively. You might get lucky someday, but it's not wise to hope for a miracle. When you invest money in a project, be prepared to say goodbye to it. Learn to control your emotions.

8. What is a partner (referral) program?

For inviting people to an investment project, you receive bonuses. Bonuses are usually calculated as a percentage of your partner's deposit or as a percentage of your partner's earnings. This system is called a partner (referral) program. The percentages vary for each project, so you need to familiarize yourself with the information separately.

9. When will I receive earnings and payouts? What types of payouts are there?

Usually, the first earnings will be credited to your balance 24 hours after creating the deposit. Some HYIPs calculate earnings on calendar days, from Monday to Sunday, while others calculate them on business days, from Monday to Friday.

Therefore, you can withdraw your earnings immediately after 24 hours from creating the deposit, but there's a catch. You need to accumulate a minimum withdrawal amount specified by the HYIP, for example, $5. In this case, it will take a little more time, depending on the amount of your deposit.

Types of payouts in HYIPs:

• Automatic (no need to request a payout);
• Instant (you need to request a payout, after which it will be transferred to your wallet instantly);
• Manual (processed within a certain time frame, e.g., up to 48 hours).

10. What is a project's legend?

In the case of HYIPs, a legend is a fictional activity of the investment project, which is supposedly used to distribute profits to investors.

We'll disappoint you. Such projects do not engage in any real activity and operate on the principle of a financial pyramid.

11. What is a refback? How can I get it?

Refback is a return of a specific percentage of the invested amount to the investor by a superior partner. For example, if a project has a partner program of 5%, you invest through our blog and request a refback from us. Typically, we pay 50-100% of the specified percentage. So, you can receive 2.5% of your deposit on top of your earnings in the project.

To receive refback, you need to: register through our partner link in one of the projects provided on the monitoring site, invest money, and request refback on the site by filling out the required form.

12. What is insurance? How can you get it?

Insurance is the coverage of losses for investors in a project that has closed. There are many nuances about this. We have several articles about this that we recommend you to read:

• What is insurance in HYIPs? Protection of deposits from losses
• Want insurance!? Write comments and reviews! We give you our word :)
• Lifehack: How not to be left without a bonus from a deposit and compensation in case of losses

To get insurance, you need to be our partner in a project that has collapsed and submit a compensation request.

13. Why does one project have insurance, while another doesn't?

We negotiate the dedicated insurance fund with the project's administration. It's not always possible to strike a favorable deal for our partners regarding the dedicated fund. That's why you may notice that one project has insurance, while another doesn't.

We also have our own insurance fund that can be allocated to a project in which our partners have lost money, and we allocate it from our savings, significantly reducing the risks of our partners from sudden losses.

14. If I ask for help regarding a project, can you assist me in making a choice?

Yes, of course. To do so, you need to contact us through the specified contacts on the website.

15. I received a message from your account asking me to invest in a project that is not on your blog. How is that possible?

Unfortunately, there are many scammers out there who want to take your money in one way or another. You need to be extremely cautious, comparing our official contacts on the site.

Remember that we do not make such requests to our partners.

16. I read information that the admin has experience but the project performed poorly. Why is that?

Success of the administration in one project cannot guarantee successful performance in the next. This information is only for understanding the administration's experience and the development steps it can take. Moreover, the administration's goals can change with each new project, where it might be reputation-building in one case and personal earnings from depositors in another.

17. What does diversification mean? Should I adhere to it?

Diversification is your protection against quick loss (risk reduction). You don't use all your funds by investing in a single project. You use several projects and manage your budget. Diversification is necessary if you want to reduce the risk of losing funds.

18. The HYIP administration is asking me to undergo verification. Should I do it?

Of course not. It's unknown how they will use your documents, and you should avoid it. You can learn more in our article:

• Verification in HYIPs. Is it worth going through it?

19. How can I quickly gain experience in HYIP investments?

The answer will be straightforward – you'll need to study a large amount of information related to the HYIP industry in general. Understand how they operate, what percentage of returns is currently in trend, how to maximize the benefits from a project, and so on. It's also essential to «get your hands dirty» by investing in projects. Experience is required in any field to understand how it works and to maximize your benefits.

Conclusion

In conclusion, it's understandable that beginners have many questions about HYIPs because every novice investor faces many obstacles before they start making money. This is true for all areas of life that are new to you.

However, it's essential to remember that HYIPs are directly related to risks. Before investing in any project, we recommend first researching the information, conducting a thorough risk analysis, or contacting us through the specified contacts below.

In general, if you decide to invest in HYIP, we recommend doing so with an amount you can afford to lose, which won't impact your family budget, and, by no means, invest borrowed funds. Be attentive and cautious!

In this article, we've covered frequently asked questions from beginners about HYIP projects. Every individual is unique and may encounter various challenges in learning a new field, but we've tried to select the ones that are most common and frequently asked of us.

If you have questions after reading the article, feel free to ask them in the comments! We hope this article has been helpful to you. Wishing you all successful and profitable investments!